# Wire Transfer
Why Wire Transfer?
**You will directly receive a 4%-5% payment reduction.**
Taking PayPal as an example, when you pay us US$1000 through PayPal, PayPal will charge a service fee of 4%-5% (about $50) of the total amount, which forces us to increase the wholesale price.
Fortunately, if you pay via wire transfer now, we will deduct this $50 for you. This is equivalent to you only need to transfer US$950 to us.
> The reduction ratio may be different, please contact us or refer to the order amount displayed by the system.
## Payment Account
Bank Name: **JPMorgan Chase Bank N.A., Hong Kong Branch**
Bank Address: **18/F, 20/F, 22-29/F, CHATER HOUSE, 8 CONNAUGHT ROAD CENTRAL, HONG KONG**
Zip Code: **999077**
Country/Region: **Hong Kong**
SWIFT/BIC Code: **CHASHKHH** (CHASHKHHXXX \* If 11 characters are required)
Account Number: **63007907482**
Account Name: **Yiwu Ting Xiao E-commerce Firm**
> \* If the account name is too long, you can continue filling it into the address field.
Type of Account: **Business Account**
Bank Code: **007**
## **Bank Wire Transfer**
**Bank Wire Transfer is only recommended for those with experience.**
> Not recommended: Bank wire transfers are cumbersome to use and not newbie-friendly. Compared with Wise, it often requires higher fees.
>
> Please note that we settle accounts in US dollars. When making the transfer, please ensure that the funds are received in US dollars.
## Wise: Recommend
Wise is usually considered the best alternative tool for Bank Wire Transfer.
You can complete credit card, debit card, bank ACH, wire transfer and other payments through Wise just like PayPal.
Compared with bank wire transfer, wise can save you up to 50%-80% in service fees.
How to use Wise:
### Step1: Just register a Wise account for Free
You can visit wise.com or download the wise app to complete the registration.
### Step2: Add our payment account to your recipients
> This is only required for the first payment to us.
Attention: Please carefully check whether the account information you filled in is correct. Any errors may result in payment failure.
### Step3: Make a payment to us
> Please note that we settle accounts in US dollars. When making the transfer, please ensure that the funds are received in US dollars.
### Step4: Send the receipt to us by Live Chat
After we receive the payment, we will modify your order status to Paid based on the receipt you provided.
> Different countries have different payment arrival times, which may take 1-3 business days.
>
> We usually confirm your order within 12 hours after payment is received.
>
> If you have any questions, please contact us for assistance via live chat at any time.
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